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United Active Living’s Fish Creek community offers a unique blend of lifestyles within a single community – independent living, assisted living and memory care options are available, as well as month-to-month rental and United’s Life Lease.

Fish Creek offers something most other older adult communities don’t – a focus on independence with a touch of support if residents find it necessary. And that’s what attracted Landis and Sharyn Krause to their new home in Fish Creek West.

“We didn’t think we would move into an adult community for at least another five years,” said 72-year-old Sharyn. “But we felt it was prudent to research what was available in Calgary before we needed something. A friend suggested we have a look at the Fish Creek community on the United website. We liked what we saw, put our condo up for sale and moved into Fish Creek in August. We just love it. It’s perfect for us.”

The Krause’s chose a ground floor one bedroom suite that opens up onto the expansive inner courtyard.

Landis and Sharyn are renting month-to-month but may look at a longer Life Lease down the road. “We really like living here. We have a full kitchen and in-suite laundry. At the same time, we can go to the dining room and access the theatre, gym and spa, plus there is a wealth of things to do,” she said. “The physical space drew us to the community but there are so many programs and activities, it just made sense. For instance, we were big fans of the CPO (Calgary Philharmonic) but stopped going because it was no longer convenient. But here, we started going again because United makes it so much easier to go.”

“Like the Krauses and others who have moved here, the best time to research an older adult community either for yourself or a parent is when you don’t need one,” said director Gail Hinchliffe. “Time is on your side, and the pros and cons can be weighed without the stress of a time constraint. Searching when your health takes a turn not only limits your choices, but decisions can easily be made in haste without a thorough consideration for the results.”

Just down the hall from Landis and Sharyn are Bill and Dagmar van Stam. When Dagmar had a stroke and needed a wheelchair to get around, their house in Midnapore no longer worked for them. The mobility-friendly suite designs and amenities at Fish Creek sold them on the idea of moving.

“We would often walk by the community as it was being built,” said Bill. “I walked in one day, had a look at the suites and said ‘this is the place for us’. We didn’t need to look any further. Fish Creek is a perfect fit for us.”

Bill and Dagmar, both 69, moved into their suite a year ago. Bill continues to work part time as a baker. They cook most of their own meals but will often take guests to the dining room. The heated underground parking, rather than their old detached garage, makes winters easier. They don’t need to access any of the extra health care available in the community, but should that become necessary in the future, they are pleased that a Registered Nurse and Licensed Practical Nurses are available. They also like the dining and activities available. After selling their house, they chose United’s Life Lease. “Other than our normal day-to-day expenses, our major housing expenses are now looked after,” said Bill.

“Another thing that was important to us,” added Sharyn, “is that we felt that moving from our home to another condo that didn’t have medical support, just to move a few years later to a place that does didn’t make any sense. The Fish Creek community has everything we need, or will need for the foreseeable future, so we may never have to move again. And with all of the personal belongings we have gathered over the years, that’s appealing!”

Why wait? Call today to arrange a tour!

Imagine! Flex your creative side. Fine dining. New friends. Luxurious suites. Live the lifestyle you deserve at one of our United Active Living communities. Click the button on the right to arrange a tour at Garrison Green or Fish Creek

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If you’ve been thinking about moving to an older adult community but are wondering about affordability, look no further than United’s Life Lease.

“We’ve taken the typical life lease concept and expanded it to include access to the Admittance Fee should the resident experience health care issues after moving in,” said Gail Hinchliffe, president. “Typical life leases don’t provide that access, so this is something unique to United that can really bring peace of mind to the resident who is concerned about running out money.”

The life lease concept is not new. It’s been around in Canada since the late 70’s. There are now more than 300 life lease projects in operation in Canada. What is new is the way it works at United:

– Life lease is basically a residential lease in which you pay an Entrance Fee, and then are charged monthly Lifestyle Fees in exchange for use of your suite for as long as you determine is necessary, which can be for the rest of your life.

– The Entrance Fee is returned to you once you decide to leave, or to your estate should you pass away.

– While you are living at United, you can use the Entrance Fee to pay for extra health care expenses, should that be necessary. This is unique to United’s Life Lease.

Once an older adult or couple have come to the realization that the family home isn’t working for them any longer, they want two things: A home where everything is taken care of, including the meals, and assurance that they will not outlive their savings.

“Older adults can  change homes during their retirement years. Often this move is from the family home to a condo or apartment, and then finally to assisted or long-term care,” said Gail. “Our life lease is ideally suited to provide a carefree lifestyle that encourages independence well into your later years, and fund health care support should that be needed.

“The last thing anyone needs in their later years is a health issue and no access to money to cover it. A resident could have thousands of dollars sitting in the life lease Entrance Fee they paid, but in a typical life lease it’s off limits. With our life lease, you have complete access to the money, which obviously relieves a lot of concern.”

Monthly lifestyle fees cover common community expenses as well as routine maintenance and appliance repair in your suite, your utility costs, property taxes, and all of the lifestyle programs and amenities available in the community such as day trips, art programs and other activities.

“United’s Life Lease Agreement is all about financial peace of mind,” said Gail. “We want to ensure that you live a carefree lifestyle, and that means removing one of the biggest concerns when you move in – your financial health.”

Why wait? Call today to arrange a tour!

Imagine! Flex your creative side. Fine dining. New friends. Luxurious suites. Live the lifestyle you deserve at one of our United Active Living communities. Click the button on the right to arrange a tour at Garrison Green or Fish Creek

Have a question about United Active Living’s unique approach to aging?

Contact us! We are happy to help!

Tell us what you think. Join the conversation by commenting below!

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You're Browsing Life Lease

The main lobby at United Active Living's Fish Creek North buildingWhen an older adult is considering leaving the family home for an older adult community, a major factor is affordability. Can I afford the monthly costs? Will my savings run out in a few years, leaving me without a place to live? These are critically important questions, which we have addressed in our new, unique Life Lease program.

A life lease is not a new concept. It is used by both for-profit, and not-for-profit operators in Canada, including Alberta. It is basically a residential lease in which you pay an Entrance Fee, and then are charged monthly Lifestyle Fees in exchange for use of your suite for as long as you determine is necessary, which can be for the rest of your life.

In working on our Life Lease Agreement, we conducted extensive research into the most effective way for residents to manage their retirement finances. Month-to-month rentals and condo purchases have their limitations in many cases. United’s Life Lease Agreement has several financial advantages not available in typical life leases.

“One of the key differences is that you can use your Entrance Fee towards unforeseen care costs such as private care or programs in our United Minds (memory care) program, if needed,” said president Gail Hinchliffe. “We felt that having access to your capital to cover extraordinary health care costs will give you the peace of mind you need when deciding to choose one of our communities.”

There are several unique features within United’s new Life Lease Agreement. Read more here.

Residents walking in Banff National ParkMonthly fees cover common community expenses as well as routine maintenance and appliance repair in your suite, your utility costs, property taxes, and all of the lifestyle programs and amenities available in the community such as day trips, art programs and other activities.

“United’s Life Lease Agreement is all about financial peace of mind,” said Gail. “We want to ensure that you live a carefree lifestyle, and that means removing one of the biggest concerns when you move in – your financial health.”

 

Why wait? Call today to arrange a tour!

Imagine! Flex your creative side. Fine dining. New friends. Luxurious suites. Live the lifestyle you deserve at one of our United Active Living communities. Click the button on the right to arrange a tour at Garrison Green or Fish Creek

Have a question about United Active Living’s unique approach to aging?

Contact us! We are happy to help!

Tell us what you think? Join the conversation by commenting below!

Did you like this article? Sign up for our weekly blog using the form above!